Open transunion credit ze12/20/2023 The CFPB report also found a small, but growing number of Americans using these products for routine purchases as well. A poll by Morning Consult released this week found 15% of buy now, pay later customers are using the service for routine purchases, such as groceries and gas, a type of behavior that sounds alarm bells among financial advisors. “This upward trend on delinquencies is continuing,” said Rohit Chopra, director of the CFPB, in a call with reporters.Ĭredit reporting company TransUnion found that buy now, pay later borrowers are using the product just as much as credit cards, piling on debt on top of additional debt. The industry’s charge-off rate was 2.39% in 2021, a figure that is now likely higher given the economic turmoil this year. And according to the CFPB, a growing percentage of loans the industry is making are being charged off - or loans it considered so delinquent that they were likely uncollectible. Fitch found that delinquencies on these services rose sharply in the 12 months ended March 31, while credit card delinquencies remained steady. How healthfully customers are using buy now, pay later loans is unclear. “At first, I thought, ‘Something’s gotta go back,’ and then I saw Afterpay at checkout – you don’t pay for it all right now, but you get it all right now. “I remember I just had a cartful,” she said. Jasmine Francis, 29, a technology analyst based in Charlotte, North Carolina, said she first used a buy now, pay later service in 2018 to buy clothes from fast-fashion brand Forever21. PayPal processed more than $4.9 billion in buy now, pay later transactions in the second quarter, more than triple a year earlier. Klarna’s customers bought $41 billion worth of product on its service globally in the first six months of the year, up 21% from a year ago. That industry-wide figure is only expected to jump even more. Americans took out roughly $24.2 billion in loans on buy now, pay later programs in 2021, up from only $2 billion in 2019. The industry is growing rapidly, according to a report released Thursday by the Consumer Financial Protection Bureau. But now as delinquencies are rising, and companies are being more aggressive in marketing their products, advocates see a need for additional regulation. The fees can run as high as $34, plus interest. The biggest concern had been late fees, which could act as a hefty finance charge on a small purchase if a borrower is late on a payment. Given those features, consumer advocates and financial advisors initially had seen buy now, pay later plans as a potentially healthier form of consumer debt if used correctly.
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Walmart butler pa lay away hours12/20/2023 Once they get to the top of the hill, he is standing there smiling at them, only to disappear. Witnesses claim that his spirit waves at them as they pass him jogging up the hill late at night. New London Road – The ghost of a wealthy doctor who lived in Southern Hills is said to be seen jogging along the road. Phelps Hall is haunted by the ghost of a man who shuts and locks doors, preventing people from going into certain locations within the building. Witnesses have reported hearing someone screaming. Miami University Hamilton – The fourth floor of Mosler Hall is said to be haunted by a woman who fell down the elevator shaft from the fourth floor. Phones ring without reason and the front door opens on its own. Employees of the law firm have reported hearing unexplainable footsteps and seeing shadowy figures. Ghostly orbs have been captured on camera in a detached building where bodies were stored during the funeral home days. It also served as the Cahill Funeral Home for seventy years. McKenzie & Snyder Attorneys At Law – The building that now houses the law firm dates to at least 1860 and has been used as a private residence and a homeless shelter. EVP recordings have been made at the cemetery by some of those who have visited the site. Jewish Cemetery – The Jewish Cemetery on Pleasant Avenue is said to be haunted. Some have reported hearing splashing in the pool, but when checked, no one is there. He sometimes makes his presence known by slamming doors and turning water faucets on. Late at night, the young man can be heard crying or whistling. He is said to have materialized in front of employees and makes the clock chime 21 times.Įast Butler County YMCA – A young man fell in a well and died in the mid-1800s where the YMCA facility now sits. The assailants killed him using ether, then hanged him to make it look like a suicide. YMCA – The YMCA in Fairfield is haunted by the spirit of a six-year-old girl who drowned in the pool there.īutler County Fairgrounds – During the night, a man who had shot himself in the head in one of the public restrooms is said to roam the fairgrounds, blood dripping from the wound to his head.īutler County Treasurer’s Office – The office is haunted by a former watchman who was killed during a robbery there in the 1860s. Harbin Park Trails – On clear nights, it is said that you can hear the screams of a boy who tragically fell to his death after climbing to the top of the water tower. These activities have been witnessed by numerous people. Filing cabinets open themselves and there are severe temperature changes without reason. Typing can be heard coming from the section of the call center that is dark when no one is in that area. Hammacher Schlemmer – The second floor of this call center is haunted. No one should be in the building alone as he is believed to be an angry spirit. The stall where he died is still stained with his blood. Today teachers that stay after hours sometimes hear the boy’s screams coming from the restroom. His remains were found the next morning, but it was unclear if he committed suicide or if he had someone help since his body was cut into five pieces. Right after school, he went to the 200 wing of the school near a Spanish room, broke a mirror and killed himself in a bathroom stall. It is believed that they were brutally murdered in a mass killing spree.įairfield Middle School – It is said that a twelve-year-old boy got into trouble at school with the principal and was afraid to face his parents. The child seems to be three or four, wearing brown pants, a white shirt and a cap. The woman appears to be in her mid-twenties, wearing a long white dress from the late 1700s to early 1800s period. (Credits: DJ Kerth)įairfield Bowling Lanes – The creek behind the bowling alley is said to be haunted by a mother and her child. New posting EVP Recording Video 360º Panoramic Photo Visitor Contribution/Storyīrooke Court – It is said that if you look down the street on a clear night, the fire hydrant takes the form of a person holding a knife. If you know of a haunting or legend not listed for this county, please submit them through our Haunting Submission Form. Always seek permission before entering private property. Many of these are genuine and documented haunts, but others may be legend or hearsay. On this page you will find haunted locations and legends of Butler County.
Antidote asheville12/20/2023 Undergraduate: Amherst College Medical School: Emory University School of Medicine Residency: University of Colorado Internal Medicine Residency, Primary Care Track Past Faculty Appointments: Assistant Professor, Emory University School of Medicine at Grady Memorial Hospital and the Grady Infectious Disease Program (IDP)ĭr. Schuyler Livingston, MD Internal Medicine Faculty: Primary Care Call was also recognized as Working Mother of the Year in 2012 for demonstrating that you don’t have to choose between a fulfilling career and a wonderful personal life (And, her three daughters Alex, Katie and Emma agree!). Palmer Courage to Teach Award - one of the highest honors bestowed by the medical education national community. She was also a recipient of the Parker J. Call is a nationally recognized educator, recently receiving the national Associate of Program Directors in Internal Medicine Distinguished Medical Educator Award. Her clinical interests include primary care for patients infected with HIV, behavioral health, health coaching for the management of chronic disease and promotion of healthy lifestyle, and health screening. She brings with her a passion for General Internal Medicine, both in the office and in the hospital, and a wealth of clinical and educational experience. Stephanie Call was recruited to start the MAHEC Department of Internal Medicine and the Internal Medicine Training Program in the fall of 2019. Undergraduate: University of North Carolina, Chapel Hill Medical School: University of Maryland at Baltimore Internship: Internal Medicine, University of Alabama at Birmingham Residency: Internal Medicine, University of Alabama at Birmingham Chief Resident: Internal Medicine, University of Alabama at Birmingham Fellowship: General Internal Medicine, University of Alabama at Birmingham Past faculty appointments: University of Alabama at Birmingham (Associate Program Director), University of Louisville (Associate Program Director), Virginia Commonwealth University (Program Director, Associate Chair)ĭr. Stephanie Call, MD, MSPH Internal Medicine Faculty: Hospital and Primary Care Department Chair Kap medical12/20/2023 Sales of hand gels have skyrocketed in the past year and alcohol-based hand gels are now present in most stores. As a result, there has been an increased interest in hand hygiene from the public. It is recognised as an important, and at the same time simple and cost-effective, measure that individuals can take to interrupt the spread of communicable diseases. Hand hygiene is a globally accepted method of reducing the incidence of respiratory infections. In addition, governments across the world have emphasised the importance of hand hygiene. The use of masks and social distancing has been recommended to limit the spread of COVID-19. The global response to the coronavirus (COVID-19) pandemic has included economic, legislative, and policy actions. However, larger studies, involving multiple universities and a larger portion of the public, may be useful to ascertain whether there is a true difference in the KAP between healthcare students and the general public. Both groups displayed consensus that the practices are essential, especially within the current pandemic context. The study showed that medical students and the public had a good knowledge base and positive attitude in regards to hand hygiene. Statistical differences were found between the two groups in terms of knowledge. There was no statistical difference between the groups for attitudes and self-reported practices towards hand hygiene. Incomplete surveys were removed leaving 303 responses. There were 356 responses to the survey, categorised into medical students and general public populations. The data was analysed using Microsoft Excel with P-values being calculated using chi-squared goodness-of-fit analysis. MethodsĪ 35-question survey was formulated and circulated to potential participants comprising Irish medical students and members of the public. We also explored any differences between the two groups. The aim of this study was to assess the knowledge, attitudes, and practices (KAP) of hand hygiene in a sample of medical students in Ireland and members of the public to evaluate these within the context of the COVID-19 pandemic. The COVID-19 pandemic and its associated morbidity, mortality, and economic disruption has reignited interest in simple protective and preventive measures. Redditors are upset by Private Internet Access now being managed by Kape. The first thing I’d like to note is the stir that this event caused. This event has not only been discussed at length by VPN users but also has affected Kape Technologies, the company that bought PIA. The late 2019 sale of the serviceīefore I go into the provider’s pros and cons, I’d like to tell you about the details of the deal that took place last November. You can also choose a different VPN service that doesn’t have most of the drawbacks of Private Internet Access. I’ll tell you about every nuance of PIA’s performance on different platforms as well as about the service’s performance in general. Moreover, reconnection occurred frequently.Īs I said, PIA has both unique advantages and significant drawbacks. During my tests, certain locations would ‘’freeze’’ for several minutes multiple times. Several unique settings that are available together only in Private Internet Access allow tuning or turning off encryption, DHCP, data authentication, handshake (including for the DNS), and many other parameters.Ĥ. Weak Netflix support, no support of Hulu and other streaming services.Ģ. Port forwarding is also indispensable in gaming quite often.ģ. It is believed that this function can help increase the torrenting speed thanks to the appearance of there being more seeders and peers. Inadequate performance of the Proxy Shadowsocks functionįour important considerations should be emphasized: 1. No obfuscation (needed to work in China and in other cases of VPN blocks) no ability to connect through Shadowsocks in Hong Kong No ability to choose a specific server within a location The iOS version is unavailable in some regions I used a regular paid subscription to conduct my tests Features and opportunities I’d like to emphasize that this is not a paid article and I am not reimbursed for it by Private Internet Access or any other VPN services. Read on to learn about the details of the sale of this VPN service to the international company Kape Technologies and important information on its advantages and disadvantages. Today, the provider has both undeniable pros and unpleasant cons that were not present until recently. This Private Internet Access review, I think, is the most ambiguous one published on. I’ll also test its features and characteristics, describe its price fluctuations, and give some helpful advice on its use. In this review, I will tell you about the most interesting recent events that have happened to Private Internet Access recently. Why is it still considered one of the fastest and safest providers? Why was it sold to the owner of CyberGhost VPN? Private Internet Access (PIA) is a large multiplatform paid service that offers a Virtual Private Network (VPN) with expanded encryption settings. Technical director is a convicted criminal (read in the article). Google my business categories 201912/20/2023 So if you’re listed as a garden centre in two different locations, for example, Google will use your first listing. If you are listed in multiple categories, Google will use the category from the first listing. Always think about the order of categories you choose for your website. When choosing a category, keep the following in mind: being as much specific as possible for your listing is important. If you run a plant nursery, you might want to use the category “Garden Centers & Nurseries” over “Plants & Seeds.” Even though both categories could be used to find your business, “Garden Centers & Nurseries” suggests that your business specializes in garden centres and nurseries and is, therefore, more specific than “Plants & Seeds.” The same logic applies to the other categories. When choosing a category, think about what your business is or does. You should carefully decide this to make it easy for users to find you on Google Maps and Google Search. Google has categorized businesses into a lot of categories which makes it easier to make your business stand out among thousands of other businesses in its category.Ĭhoosing the best business category and how to use them for your business is important. Also, read which categories can help with Local SEO and which are good for listing on Google Map.įind out your best match and start publishing your listing today How to Choose the Best Google Business Category Just imagine you are looking for a Gym / Yoga class, and try to search from your keyboard. In fact, it is more than 3000 categories to choose from. For new business owners, it might be difficult to choose the best fit category from thousands listed. When listing your business in Google My Business, you need to choose your business category to be listed in. So it is important to keep it up to date. When users search your business name in Google, your business information comes on the right-hand side of the result page with your business information as well as your reviews, website address, your opening hours, your announcements and much more. This is where you can add information about your business like address, contact number, website, opening hours, etc. It is your shop window where you can showcase your business to the world. It is the best place to get discovered by your potential customers. Google My Business is a very important part of your online business. You will both be listed on the map and on Google, under the map. If you plan to show up on Google map, and Google local this is the way to go. “ Google My Business (formerly known as Google Places) is a tool that enables you to manage and optimise your Business Profile on Google.” It is the fastest way to list your business on Google and it is free. For example, a sushi restaurant also fits perfectly into other cuisines such as Japanese, Asian, and Fast Food (depending on their food offerings). Although most businesses fit perfectly into one category, some businesses fall into multiple categories. There are over 3000 categories as of 2019. Then, in the 'Additional category' box, enter and select the category that you want to add.Google Business has an extensive list of business categories. To add an additional category: Select Add another category.To add or edit your primary category: In the 'Primary category' box, enter and select the category from the options that show up.Under 'About', select Business category.With Google Maps, select Edit profile Business information.With Google Search, select Edit profile.Add or edit categories on Search and Maps This helps Google confirm that your business information is accurate. Important: If you add or edit one of your existing categories, you may be asked to verify your business again. Health and beauty businesses: Can add a booking button to their profiles and update their menu of services.Food and drink businesses: Can add URLs to their profiles for online orders, reservations and their menu.Business Profiles for hotels show class ratings and list the amenities offered by the hotel. Samsung smart tv share from computer12/20/2023 Remote Access: Access content remotely via the web.Playlist Creation: Create playlists for music and video.Playback Control: Control playback from compatible devices.Play To: Stream content to other DLNA-enabled devices.Picture Viewing: View photos from compatible devices.Multi-Device Support: Connect multiple devices to share content.Media Search: Search libraries for content.Media Management: Organize and manage content libraries.HD Video Streaming: Stream HD movies and TV shows.File Transfer: Transfer files between devices.Easy Setup: Quick and simple setup process.Cross Platform: Connects to PCs, Samsung TV and other DLNA-enabled devices.Content Sharing: Stream media files to compatible devices.Cloud Services: Access cloud-based media services. This media server is fast and provides an intuitive interface. This DLNA media server can share your music files, your digital photographs and albums and even multiple different video formats which may be played back on your own television screen if it supports DLNA (or via a third device, like a PS3). Allshare doesn't just work with Samsung devices, on the contrary, it works perfectly with Sony, Android, Nokia, Microsoft and many others. Samsung has create this program so that plugging into your media collection is as easy as installing the application. With Samsung Allshare, you can share your PC media with televisions, Playstation and Xbox devices, mobile phones and other hardware which provides access to your home network. The huge growth of DLNA-compatible mobile devices and home theatre systems has created the necessity of running a media server. Advertisement Share multimedia files from Samsung to another devices.Ī fast DLNA media sharing service made by Samsung. Halo tv series season 2 release date12/20/2023 EconoTimes expressly disclaims any liability for any lost principal or profits without limitation which may arise directly or indirectly from the use of or reliance on such information. Any news, opinions, research, data, or other information contained within this website is provided as general market commentary and does not constitute investment or trading advice. Past performance is no guarantee of future results and EconoTimes specifically advises clients and prospects to carefully review all claims and representations made by advisors, bloggers, money managers and system vendors before investing any funds or opening an account with any Brokerage. None of the blogs or other sources of information is to be considered as constituting a track record. Clients and prospects are advised to carefully consider the opinions and analysis offered in the blogs or other information sources in the context of the client or prospect's individual analysis and decision making. Stay tuned for more “Blue Lock” Season 2 spoilers, news and updates!ĭisclaimer: EconoTimes provides references and links to selected blogs and other sources of economic and market information as an educational service to its clients and prospects and does not endorse the opinions or recommendations of the blogs or other sources of information. The manga's events become much crazier after the 'U-20' arc! Without giving too much away, it turns out that Ego has much grander plans for testing his players' abilities, including a massive worldwide, broadcast competition. The best 35 players in the program must compete to form a team of eleven, which will eventually face Japan's national Under 20 team. The core players advance to the Third Selection following the events of “Blue Lock” Season 1. This means that there are lots of details on what Season 2 might cover for eager fans. Season 1 adapted half of the already released source manga, implying that “Blue Lock” Season 2 would most likely adapt volumes 12-23. It can be recalled that Nagi was a disconnected and depressed teen at the start of the show, only to become one of its strongest competitors after a rivalry with Isagi kindled a desire to win.įans anticipate that the bulk of the main voice cast will return for “Blue Lock” Season 2, per The Direct, including Yoichi Isagi voiced by Kazuki Ura (Japanese) and Ricco Fajardo (English) Meguru Bachira voiced by Kaito Tasuku (Japanese) and Drew Breedlove (English) Jinpachi Ego voiced by Hiroshi Kamiya (Japanese) and Derick Snow (English) Seishiro Nagi voiced by Nobunaga Shimazaki (Japanese) and Bryson Baugus (English) Shōei Barō voiced by Junichi Suwabe (Japanese) and Matthew David Rudd (English) Hyoma Chigiri voiced by Soma Saito (Japanese) and Aaron Dismuke (English) Rin Itoshi voiced by Kouki Uchiyama (Japanese) and Matt Shipman (English) Jyubei Aryu voiced by Katsuyuki Konishi (Japanese) and Bradley Gareth (English) Aoshi Tokimitsu voiced by Shinnosuke Tachibana (Japanese) and Jordan Dash Cruz (English), and Rensuke Kunigami voiced by Yuuki Ono (Japanese) and Alex Hom (English). The film will center on Seishiro Nagi, one of the original show's main protagonists, as the title suggests. To recall, a few months following the confirmation of “Blue Lock” Season 2, the show's official accounts revealed that a spin-off film titled “Blue Lock: Episode Nagi” would be released in Japan in spring 2024. If we were to predict, avid followers of the anime series wouldn't expect “Blue Lock” Season 2 to be released before autumn 2024. Season 2 is officially in the works, although it's unknown how long it will take. There are currently 24 volumes of the manga accessible, implying that there is just enough story for a second season to be produced. If “Blue Lock” Season 2 covers the same amount of source material as Season 1, viewers may not have to wait long, per Digital Spy. Here is everything we know so far about the imminent “Blue Lock” Season 2. The animation covered 11 volumes (about 90 chapters) of the manga, which was first published in 2018. “Blue Lock” Season 1 ran from October 2022 to March 2023. Besides a second installment, the high-scoring soccer anime series has also been confirmed to have a spin-off movie. Many fans are now excited about the upcoming “Blue Lock” Season 2. Jumbo sequence game mat12/19/2023 If your reasonable return shipping costs exceed S$30, Contact us before shipping the item and provide evidence to us to substantiate the reasonable costs incurred, for which you will be reimbursed. You may return a defective, faulty, damaged, or incorrect item for a full refund of the price you paid, including original delivery costs, Import Fees Deposit and a credit of S$30 to cover reasonable substantiated delivery costs associated with returning the item(s) to us. If we receive your returned item(s) after 45 days from receipt of delivery, we may deduct a 20% restocking fee from your refund. Please note that it can take up to 15 days for an item to reach us once you return it. Change of mind returns within 30 days of receipt of delivery are easy with our online Returns Support Centre. Unless otherwise stated, original delivery costs, Import Fees Deposit and return shipping for change of mind returns are not refunded. You may return most new and unopened Amazon International Store items within 30 days of delivery for a full refund of the price you paid. Personal Care Appliances 15 Days ReturnableĬlothing and Accessories 30 Days Returnable Sports, Fitness and Outdoors 15 Days Returnable Pet Habitats and Supplies, Apparel and Leashes, Training and Behavior Aids, Toys, Aquarium Supplies such as Pumps, Filters and Lights 15 Days Returnable Please see our Amazon International Store Returns policy for information about returning Amazon International Store items.ĭesktops, Monitors, Pen drives, Hard drives, Memory cards, Computer accessories, Graphic cards, CPU, Power supplies, Motherboards, Cooling devices, TV cards & Computing Components 15 Days Returnableĭigital Cameras, camera lenses, Headsets, Speakers, Projectors, Home Entertainment (new and certified refurbished) 15 Days Returnable To determine whether items sold and fulfilled by a third-party seller can be returned, check the returns policy set by the seller. Third-party sellers on Amazon.sg are expected to offer returns on an equivalent basis, but their policies may vary. Unless otherwise stated, original shipping charges will not be refunded on returns due to customer choice/error. Replacements are only available for items that are sold and fulfilled by Amazon SG – see About Replacements and Amazon.sg Refunds Policy.ĭamaged/defective or any Amazon error returns will receive a full refund including a refund of original shipping charges. When you return an item, you may see an option for a refund or replacement. Products are returnable on Amazon.sg within the 15 day return window for any reason on Amazon.sg. It's a game that balances both luck and skill, making it enjoyable for players of different playing styles.Video Games (Accessories and Games) 15 Days Returnable The cards determine the course of the game and can impact the outcome. While there is a strategic aspect to the game, luck plays a significant role in the cards that players draw. Sequence is a game that combines elements of both luck and skill. It's a strategic yet accessible game for players of various skill levels. The game also includes wild cards that can be used strategically to add or remove chips. The objective is to get 5 chips in a row, either vertically, horizontally, or diagonally, to win. Players roll the dice and place a chip on the corresponding number on the game board. Sequence is a relatively easy game to play. This adds to the overall playing experience and provides a more premium feel to the game. The main difference between Sequence and Deluxe Sequence is that the Deluxe version comes with a cushioned play mat and reversible crowning chips. What is the difference between Sequence and deluxe Sequence? The team aspect adds an extra layer of excitement to the game. To enhance the fun, players can split into even teams if the number of players is divisible by 2 or 3. The game rules allow for 2, 3, 4, 6, 8, 9, 10, or 12 players. Sequence can be played with 2 players, although it is more enjoyable with larger groups. The game is suitable for 2 or more players, making it a great choice for family game nights or gatherings with friends. It is designed to be enjoyed by both kids and adults alike. Sequence board game is recommended for ages 7 and above. Each version offers a unique twist and theme to the classic game. Sequence board game comes in various versions, including Sequence – States and Capitals, Sequence Numbers, Sequence 25th Anniversary Edition, Jumbo Sequence, Travel Sequence, Sequence Deluxe Edition, and Sequence for Kids. What are the different versions of sequence board game? Tick tock close12/19/2023 These wireless Bluetooth headphones for kids are twistable, easy to clean and comfortable. Your child can enjoy kid-friendly songs, stories and podcasts for free! Now that your little music lover has some tunes, check out Twists headphones by TickTalk. Shopping for a kids' smart watch with free music? 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Many parents who were searching for the best smartwatch phone for a 10-year-old found TickTalk to be the perfect choice. Our smartwatch phone for kids allows you to call your child, video chat, send photos, text messages and track their location. Designed by parents for children ages 5-12, TickTalk kids’ smart watch phones don't have internet, social media or games. Looking for a way to stay in contact with your kids who are too young for a cellphone? TickTalk 4G/LTE childs smart watch phones are made for kids ages 5, 6, 7, 8, 9, 10, 11 and 12. Best Smart Watch Phone for Kids with Video Calling AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |